Where is the reef in Islamorada?
About four miles offshore, Bud N’ Mary’s says, from around 60 feet on top to 90 feet at the bottom, with wrecks outside it in 100 to 200 feet. Crews anchor or drift and fish for yellowtail and mutton snapper all year and grouper from May to December. Some reefs nearby, Alligator Reef among them, are closed to fishing.
The reef and the wrecks
Bud N’ Mary’s puts the reef line at an average of four miles offshore, about 60 feet on top to 90 feet on the bottom, with wrecks outside the reef in 100 to 200 feet. It says the reef is fished all year, though offshore boats focus on it from October to April, and lists snapper, grouper, cobia, mackerel, wahoo and even sailfish along it. Robbie’s says its reef spots hold mutton, yellowtail, grouper and mackerel, summer or winter.
Snap ’Em Up names yellowtail and mutton snapper, sailfish, blackfin tuna, king mackerel, grouper and occasionally wahoo as half-day targets.
Where you cannot fish: the Sanctuary Preservation Areas
Several reefs off Islamorada are Sanctuary Preservation Areas in the Florida Keys National Marine Sanctuary, where diving, snorkeling and boating are allowed but fishing is not: Alligator Reef, 4.5 miles east of Indian Key; Cheeca Rocks, southeast of Upper Matecumbe Key; Hen and Chickens, in Hawk Channel off Plantation Key; and Davis Reef, 4.5 miles southeast of Plantation Key. Yellow buoys mark the boundaries, and boats may not tie to them. NOAA says anchoring will be banned at Alligator and Davis from 2027.
Your captain fishes around these zones, not in them. Sanctuary rules has the detail.
What it costs
Private reef trips run $700–$1,400 for four hours across Islamorada operators, read October 6, 2026. Reef-only prices: A Fishing Guru $700 or $1,000 depending on the boat, I’m Bit $850, Snap ’Em Up $950 to $1,000, and EarlyBird $1,200. Snap ’Em Up also sells a two-hour snapper trip for $600 and six and eight-hour reef and wreck trips at $1,200 and $1,400. See the price page.
Reef trips you can book
On the operator list, read 6 October 2026.
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Snap 'Em Up Fishing Charters
Two, four, six and eight-hour reef and wreck trips for up to four; licence, live bait, cleaning, a toilet and an ice box included.
Departs: IslaMarina, 85920 Overseas Highway
Check availability -
A Fishing Guru
Four-hour reef trips on two boats, at $700 and $1,000.
Check availability -
I'm Bit Charters
A four-hour reef and wreck trip and shorter family trips.
Departs: Robbie’s Marina, Tarpon Booth
Check availability -
EarlyBird Fishing Charters
Capt. Ross’s half day for up to six; he cleans and bags the fillets.
Departs: Bud N’ Mary’s Marina
Check availability
Read for this page on 6 October 2026: Bud N’ Mary’s: reef fishing ; Robbie’s: reef and wreck fishing ; NOAA FKNMS: Sanctuary Preservation Areas .
Check it at the source
- FWC — Snapper regulations The reef fishery: yellowtail, mutton, mangrove and red snapper rules. Link checked 6 September 2026
- FWC — Grouper regulations Grouper seasons and limits, which differ between Atlantic and Gulf waters. Link checked 6 September 2026
- Florida Keys National Marine Sanctuary Sanctuary zones, marked areas and restrictions that overlay the entire Keys fishery. Link checked 6 September 2026
Reef fishing: questions
How far out is the reef in Islamorada?
About four miles, according to Bud N’ Mary’s, with the reef line from roughly 60 feet on top to 90 feet on the bottom. The Keys tourism council puts the Keys reef three to six miles offshore. Wrecks lie outside it in 100 to 200 feet.
Can you fish at Alligator Reef?
Not inside the Sanctuary Preservation Area. NOAA says SPAs, Alligator Reef among them, allow diving, snorkeling and boating but not fishing. Cheeca Rocks, Hen and Chickens and Davis Reef near Islamorada are SPAs too. Captains fish the reef outside those boundaries.
What fish do you catch reef fishing in Islamorada?
Yellowtail and mutton snapper most of all, with grouper from May to December, mackerel, and sometimes cobia, wahoo or a sailfish along the edge. Snapper can be kept all year within FWC limits; grouper is closed from January to April.
Next step
Looking for fishing trips in Islamorada?
Islamorada Charters Fishing is an independent guide — no boats, no bookings, nothing to sell. It exists so you can ask better questions before you hand an operator a deposit.
Islamorada Charters Fishing takes no bookings and earns nothing from a click. You book with the operator directly.